Paris — One of the Best Places to Invest

Paris — One of the Best Places to Invest


Paris and la Madeleine

French Property Insider

January 1, 2009
Paris, France

Bonjour French Property Insider Subscriber,

Bonne Année! The first day of the new year is going fast. For us in Paris, the sky is already dark and closing in on the end of the first day. Schuyler Hoffman, in New Orleans, is barely waking up and saying hello — seven hours earlier than Paris time.

We have a lot to look forward to in 2009 — a new U.S. President, new reforms to help stabilize economies, new investment ideas and lots of people starting over with new lives ahead of them.

All of those who we helped invest in French real estate prior to the economic downturns of this past quarter are happily secure with good rental returns and the values of their Paris properties still holding strong. Interest rates are coming down, meaning their variable rate mortgages were a smart choice. The euro holding strong against both the dollar and the sterling make their properties even more valuable.

All of those who waited while the rate of exchange was high lost their opportunity to have invested in what the experts say is just about the lowest risk real estate market in the world — Paris. If you’re looking for the best investments you can make — the safest, lowest risk and the kind you can personally enjoy, then Paris should be at the top of your list.

Today we take you the best of the best…the best property in Paris — Place des Vosges. The topic comes by way of feature articles from this month’s France Monthly Newsletter and ‘breaking’ news on our Fractional Property, "Le Palace des Vosges." There are still shares remaining to be sold at the lowest price, so don’t hesitate to contact us for more information.

Also on the horizon for 2009 is our next Living and Investing in France Real Estate Conference, to be held March 21-22 in our favorite city, "Nouvelle Orléans!" Tujague’s, New Orleans second oldest restaurant, will be hosting us for the second time. The last conference there was so much fun that we can’t wait to do it again. But best of all, it’s the perfect way to really learn how to make your dream to live and invest in France come true. And make note that for every additional person you bring to the conference, you will save $200 off their registration!

A bientt,

Adrian Leeds
Adrian LeedsEditor, French Property Insider
Email: [email protected]

P.S. We want to know what you’re thinking! Please email us at FPI to let us know what and how we can improve our newsletter starting in 2009: What kinds of information would you like more of? Are you getting what you want and need to know about upcoming events? What would you change? What would you not change? If you’re a loyal reader, why? And if not, why not? Help us make French Property Insider everything it can be…and more in 2009. Click here now to email us your brief, but to-the-point explanation: [email protected].

Volume VII, Issue 1, January 1, 2009

In this issue:

* The Latest on Le Palace des Vosges
* A Swamp in the Middle of Paris
* Do You Know the Place Royale?
* Ten Tips on the Top Investment Destinations
* Where You Should Be on March 21, 2009
* More on the Best Places to Invest Worldwide
* Discover the France Show 2009
* Big Savings on Apartment Rentals in January
* Fractional Ownership Offerings
* Today’s Currency Update from Moneycorp
* Hot Property Picks: Marvelous Magical Marais
* French Property Mortgage Assistance
* Parler Paris Après-Midi: When and Where We Meet Next
* Managing Your FPI Subscription

Stay Up-to-Date on "Le Palace des Vosges"
By Adrian Leeds

France Monthly’s exposé of the Place des Vosges is p

erfect timing f
or our latest report on the progress of our most important Fractional Ownership project, "Le Palace des Vosges" (

One of our primary concerns of the property has been from the beginning the refurbishing of the exterior windows of the apartment and doors of the parking garages. You may recall that a representative from The Architectes des Bâtiments de France ( came to make suggestions for changing the windows and doors that would be in keeping with the esthetics of such a historic monument. We will require their approval to make any changes to the external building. Designs for "atelier" style windows which resemble the windows and entries on the other buildings on the courtyard are being submitted for their review. This will make a big improvement to the beauty of the 400 year-old courtyard.

Working with architects Derek Bush and Martine di Matteo, we submitted our designs which we hope will have their approval. The estimated time to have a response is two months. Estimates for the production of the new windows and doors are in progress.

The signing of the Acte de Vente was originally scheduled for December 19, 2008. We requested a delay of the closing until the end of January for administrative reasons. The seller granted permission and a signing of a "Pre-Acte" took place December 22nd. The delay gives us the necessary time to finalize the SCI’s and other necessary legal documents.

The bylaws of the homeowners association is complete and potential shareholders are now free to read it.

While property prices in France have softened and Paris is seeing some downturn on some properties, central Paris and Place des Vosges remain the "cream of the crop" holding strong.

Place des Vosges is Paris’ most desirable and best real estate address. According to, based on the 2nd quarter 2008 reported statistics by the Chambre de Notaires, the price in the Place des Vosges averaged between 9,342€/m² and 14,428€/m². These prices are 37.2% more expensive than the average in the other parts of the 4th arrondissement and 84.6% more expensive than the average in all of Paris.

A Huge Swamp…The Marais

From France Monthly

Thousands of years before the Celtic Parisii tribe settled down on this small island that would become the Ile de la Cité, the Seine riverbed shrunk, dividing the river into two branches. On the southern side was the Seine as we know it today, while on the other side, "the old Seine" stretched in a huge arc of a circle from the edge of the Bois de Vincennes east of Paris, all the way to the foot of the Chaillot and Passy hills to the west. This river crossed the neighborhoods that we know today as Ménilmontant, Belleville and Montmartre in the north of the city. All that was left between the two branches was a large swamp. The river’s repeated flooding eventually covered it up, leaving behind a marshy beltway that was only of interest to the wild boars, until the arrival of the Romans…

Editor’s note: Read the full article at

The "Place Royale"

From France Monthly

In 1605, King Henri IV felt, quite rightly, that Paris was missing a royal city square a prestigious place where he could hold sumptuous festivities, equestrian games (no tournaments) and parades, but also a place that would be available for walks. For the first time in the history of Parisian architecture, aesthetics came first. The king wanted a square site surrounded by elements that would form a harmonious whole. On each side there would be nine
ses with strictly identical facades. They would be three stories tall. The ground floor would feature a gallery for strolling, the first floor would house the families, and the servants would live in the attic. The Flemish-inspired design would call for walls built of pink brick and white limestone, and slate roofs over the steeply pitched eaves. The king’s house was the first to go up and was to serve as the model…

Editor’s note: Read the full article at

John Howell’s Top Ten Tips
By John Howell

For nearly thirty years I have specialized in ‘International’ legal work and, during this time, my firm has helped many thousands of people choose and buy homes overseas. Each Christmas for the last ten years I have produced ‘John Howell’s Top Ten.’ This is my personal prediction of the places that are likely to make the best property investments over the following year.
Never, never has the task been more difficult.

For many years I have believed that well chosen property is the best investment in the world. Of course, values can go up and down but over any sensible time frame it performs very well in terms of capital growth and income generation. More importantly, however, it is simple. You own a house. Somebody wants to live in it. They pay you money. My clients are increasingly dismayed and let down by complicated financially engineered investments. They don’t understand them. Frequently they don’t work. All too often they collapse and you lose all your money. Property never goes bust on you. You do not wake up one morning and find that your shareholding in Company X is now worth nothing because the management has been incompetent or dishonest and the company has collapsed like a house of cards.

Investing in property is not simple. If you buy the wrong property in the wrong place at the wrong price you will not make any money. If you choose the wrong management company to look after your property you may not make any money. If you choose the wrong form of financing you will substantially reduce your profit. If you choose the wrong legal structure to own the property you may substantially increase your taxes. Yet, despite all of these complications, property for me remains the most straightforward and easily understood investment that is likely to generate both good capital growth and income.

Never has it been more important to follow the basic rules of investment. What is your investment strategy? Do you want to invest in residential property, commercial property or land? There are many choices of property investments and each has its own set of advantages and disadvantages. You need to understand, very clearly, why you are buying. Is this a holiday home intended to pay its way? Is this a pure investment that you may never visit? You also need to understand your attitude to risk and reward, your attitude to borrowing, your attitude to diversification and your attitude to personal use of the property. You need to be clear about the time frame of your investment – are you trying to make money over 5, 10 or 20 years? If you intend to make some personal use of your investment property then you need to think about the practicalities of getting there and it makes sense to choose a property where your periods of personal use are going to have the minimum possible impact on your rental returns.

Do remember that choosing the right property investment is as very personal decision. What is right for you will not necessarily be right for your next door neighbor. Everything depends on your personal circumstances – your age, your wealth, your family situation and your aspirations. There is no ‘one size fits all’ when it comes to property investment. This is definitely an area where £500 spend taking advice is likely to save you many thousands of pounds, a lot of grief and aggravation.

All of this brings me to my ‘Top Ten’ for 2009.

John Howell’s Top Ten Investment Locations 2009

1. Paris

Paris has, year after year, topped our list of the best investment locations and it was also voted for several years the best risk adjusted investment location in the PWC/Urban Land Institute Survey. We have clients in Paris who has consistently seen capital growth of 12-15% per year and who have generated Rental Income of 10, 11 or 12% per year. This is an extraordinary combination in a city which, I think, very few people would say is ever going to go out of fashion. It is the most visited city in the world. It is the capital of a government that is very centralized and located in a country which I believe to be very well placed to suffer less from the current recession than most other countries. Mortgage finance is still readily available at up to 80% loan to value – though we normally recommend taking out no more than a 50% or 60% loan if you wish to cover your costs from rental income. Importantly, there are also now some innovative mortgage products that w

allow you to borrow 100% of the price of the property provided that you invest with the bank in question 30% of the price in cash, which is then retained in your own currency. At the moment this is an important option because the Euro is very strong against the Pound and if it weakens (which I suspect it will) you will, in effect, lose a portion of the Sterling you invested as your down payment.

In Paris location is everything. The performance of your investment will vary from street to street. We tend to recommend the third and fourth arrondissement – where there is very heavy rental demand or short term lettings and with prices still a little lower than they would be in the sixth arrondissement where there is similar demand. A case can also be made out for one or two other areas, but not many if you’re looking to maximize both capital growth and rental return.

In Paris good property is hard to find and sells extremely quickly. We recommend the use of specialist property finding agents who will source property to meet your specification. We use such an agent who has given us excellent service over many years to find property for our clients…

Editor’s note: Read the full article at (John Howell will be speaking at our upcoming Living and Investing in French Property Conference in New Orleans, March 21 and 22, 2009.)

Where Ya At, Dahlin’…On March 21st?
By Adrian Leeds

New Orleans is a special place for us. Not just because I was born and raised in "The Big Easy," but because every Living and Investing in Real Estate Conference we’ve ever held there has not only been very successful for the participants, but it seems they have been the most fun…for everyone.

When Hurricane Katrina happened in 2005 devastating the city, we decided to support the rejuvenation of "Nouvelle Orléans" by holding a third conference there only nine months after the hurricane. We booked the meeting space at the Sheraton Hotel as always, but the registrations were so few a few weeks in advance that we were forced to cancel it.

Then miraculous things started to happen.

First, since I had already booked my flights to New Orleans, we decided not to disappoint the few registrants we had by holding a small, intimate private consultation with them. The city’s second oldest restaurant, Tujague’s, just happens to be owned by my cousin, Steven Latter, so when I asked him if we could use a private room upstairs in which to hold the meeting, he said, "Sure, dahlin’, anything you want." (Can’t you just hear that "Noo Awlins" "Yat*" accent coming through?)

And so we scheduled it and invited the registrants for an afternoon with just me in a three-hour ‘crash course’ to learn as much as they could about buying property in France.

Then Schuyler Hoffman, our long-standing loyal and faithful Projects Coordinator, said, "I’d like to come, too. I’ve got a place to stay at ‘La Dauphine’ (a local Bed and Breakfast) and I’ll pay my airfare."

So, I said, "Sure, dahlin’, anything you want." (Schuyler, by the way, moved to New Orleans not long after that and now has his own Bed and Breakfast in the "Faubourg Marigny" district just east of the French Quarter called "Chez Palmiers." It’s a great place to stay, along with La Dauphine and several others we recommend.)

John Howell, lead attorney for The International Law Partnership, and his wife Janie, the co-sponsors of the conference, on their own did some checking around and discovered air fares and hotels were priced to encourage tourism to New Orleans. They couldn’t pass up the deal to join us, so when they asked if they could come, too, I said, "Sure, dahlin’, anything you want." And so they made their reservations.

With John present, we could extend the afternoon to five hours and give them double what they bargained for! (Someone from a past conference remarked about John Howell: "This guy is a walking encyclopedia. His presentation alone is always worth the money.")

Then another call came in, this time from Ruth Mastron, co-author of "Au Contraire, Figuring Out the French." She

in San Diego, and was anxious to come to New Orleans, too, as long as we could give her a free place to stay. So, I said, "Sure, dahlin’, anything you want." My mother was glad to give let her stay in the guest room and we were delighted to have her speak on Cultural Crossings!" And so she came.

Now, you can see what started to happen…like a New Orleans snow cone rolling down the levee. By the time it all happened, we had amassed all the ‘usual suspects’…The guys from Moneycorp Currency Specialists came to teach us how to take the risk out of currency conversion. One of our best mortgage lenders came to show how easy it is to get a mortgage in France and what good sense it makes. Ruth talked about her favorite French icon, "Peppy Le Pew" and Tujague’s gave us their biggest private room for the entire day including coffee breaks, cocktails and a five-course dinner.

It didn’t take long before the registrations started to pour in and before it was all over, we had filled every bentwood chair at Tujague’s. They came from far and wide. It was a fun-loving group of Francophiles anxious to hear more about how to have an enriching and rewarding life in France. While they got to know one another, they drank New Orleans coffee with chicory, ate "beignets" topped with mountains of powdered sugar and during a long and very intense day at Tujague’s, learned all they needed and wanted to know about how to make their dreams come true.

That evening, we paused for cocktails and conversation and then Tujague’s served up its famous specialities…Shrimp Remoulade, Louisiana Gumbo, Brisket of Beef with Creole Sauce, Shrimp Creole and Banana Bread Pudding with wine, plus coffee and chicory in a glass, just like they’ve served it for over a hundred and fifty years.

While dessert was being served, my niece took stage center with her trusty antique ukulele and played "When the Saints Go Marching In" while we all sang along, rejoicing in our fulfilling and fun day in The Big Easy. As you can imagine, it was all hilariously fun!

The whole experience was truly a miracle, and we had New Orleans to thank. The spirit of the people who came…coupled with the spirit of the great city struggling to survive…was a dynamite combination! We’ve never forgotten it. And now almost three years later…we’re going to do it again.

"Oui." You read it right. We’re doing it again March 21st and 22nd, 2009…in New Orleans. This is the city that is home to great food, great music and great entertainment. This is the city that is my home town and now is Schuyler’s home, too. This is the city that the French influenced more than any other…where the streets have French names and where French culture plays a major role in what the city is today. This is "Nouvelle Orléans."

John Howell will be there, naturally, talking about why France is such a great place in which to invest, how to go through the buying process and structure your purchase to minimize your tax and maximize your profit.

Jody Cracknell from Moneycorp will be there to explain how much money you can save and how you can reduce your rate of exchange risk, just by using a currency specialist instead of your bank to transfer dollars to euros.

One of our best lenders is coming from France to show you how easy it is to get a mortgage and how low interest rates have gotten, making it even more affordable now than ever before!

Peter Zipper from Caye International Bank in Belize is going to let you in on the truth about off-shore banking…why it’s such a safe way to park your investment funds until you’re ready to make a property purchase…in any major currency.

And I’m going to show you how to find the best properties that appreciate well, how to renovate and rent a Paris apartment to yield up to a 10% return each year, and how to own a ‘fraction’ of a property to have the best of all worlds…and of course, how to make your dream come true.

These two days of conference activities include coffee breaks, the cocktail reception and five-course dinner at Tujague’s, the reference materials and a tote bag filled with free gifts from Paris!

And it’s priced so that it’s very inexpensive to bring along your spouse, partner or friend…two can attend at just a little more than one! Subscribers to French Property Insider receive a special discount! (And if you bring a third person, we’ll extend the second person discount!)

Everyone who has ever
nded a Living and Investing in France Conference agrees that:
-"This was a very informative experience that I will highly recommend to others. It was completely worth crossing the country for the two days!"
-"After the first day, I felt like I got my money back two fold!"
-"The conference was above and beyond my expectations – thank you for putting together such an interesting agenda!"

Take advantage of this two-day power-packed conference with expert speakers from France, Europe and the U.S…in America’s very own French city, "Nouvelle Orléans!"

Living and Investing in France Real Estate Conference March 21-22, 2009 New Orleans, Louisiana. For more information and to register, go to or email: [email protected]

World’s Best Places To Invest In Real Estate

Forbes Magazine

With each passing day of bad market news, it’s easy to see why there’s so much skepticism about real estate investing. Despite banks’ shareholders and equity investors tending to want less real estate in their portfolios, however, there are myriad growth opportunities in properties ranging from apartments in Sydney to office buildings in Shanghai. And some investors are shopping aggressively…

The opportunities vary from country to country, and at first glance, the U.S. and Britain would seem to be places to avoid investing. Both countries are facing an economic downturn and increasing price inflation. Because consumers are paying more for staple goods and have decreasing home equity, the amount they have to spend on discretionary items falls, and, in turn, so does the value of most retail property–making that retail property less attractive an investment…

Nevertheless, in times of global economic uncertainty, investors flock to markets that have proved stable in the long term. That’s why New York and London occupy the top spots on AFIRE’s list, with Washington, D.C. and Paris taking the next two spots…

Editor’s note: Read the full article at 

The France Show 2009 – Celebrate the Best France has to Offer

With over 30,000 visitors expected again this year the show has moved to a bigger and better venue in Earls Court – providing more space, better access and packed full of new attractions.

The French Property Exhibition brings together estate agents, developers, solicitors, banks and other professionals covering just about every aspect of buying your property in France. Whichever location has taken your fancy – and suits your budget – you’re sure to find a suitable property. All regions of France are represented by agents or developers so you will be spoiled for choice with thousands of properties available to buy. This is simply the biggest and best French property exhibition available in the UK.

Editor’s note: Full details are available at 

Special Holiday Pricing for Apartment Rentals Extended

Take 10% Off All January 2009 Bookings in Parler Paris Apartments!

Minimum of three nights or more during the month of January in any one of Parler Paris Apartments at a discount of 10%!

Mon Petit Château
3rd Arrondissement, Le Marais
One-Bedroom Duplex, Sleeps up to 4
A magnificent glass staircase, as unique as a work of art, is the centerpiece of this charming little country house in the middle of Paris….

For more information and to reserve your stay in Paris now, visit email: [email protected]

Fractional Property Offerings from French Property Fractional

If you are interested in traditional fractional ownership properties currently offered by our Fractional Ownership partners, see below:


Paris: La Rsidence Luxembourg


Place des Vosges


Le Petit Tresor Paris: LE PETIT TRESOR
Chez la Tour Paris: CHEZ LA TOUR
Maison Bleue Languedoc-Roussillon: MAISON BLEUE

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MoneycorpVisit the FPI Web site and click on the link on the left panel or click here for Currency Convertor by Moneycorp Global Money Services: Moneycorp Currency Conversion Tool for up to the minute conversions of all major currencies.

Compare currency values easily and quickly by visiting: Convertor by Moneycorp Global Money Services/Currency Online.asp

Charts: The charts are updated every ten seconds.

The prices shown are "inter bank" exchange rates and are not the rates that you will be offered by Moneycorp. Your rate will be determined by the amount of currency that you are buying. Please speak with an Moneycorp dealer or your consultant for a live quotation.

HOT PROPERTY PICKS: Marvelous Magical Marais

Each week French Property Insider features a range of properties which we believe are on the market at the time of writing. These properties are featured in order to give readers a sample of what is currently available and a working example of prices being asked in various regions of France and districts of Paris.

As we are not a real estate agency. These properties do not constitute a sales listing. For those readers seriously interested in finding property in Paris or France, you can retain our services to do the whole thing for you. For more information, visit

This week we focus on the third and fourth arrondissements of Paris, the Marais.

***Paris, 3rd arr.: 1-bedroom, approx. 35m²

Discover this adorable top floor apartment with broad views over Paris. Located on the 6th and last floor of a period building, this 35 sq/metre flat is very bright, cosy and airy. It is comprised of a good size double bedroom, a full bathroom and a quiet living room with semi-detached kitchen. Prime location for Parisians at heart, the flat is located just a few steps away from the Picasso Museum, Café La Perle, and the fine food shops of the rue de Bretagne and rue Vieille du Temple, not to forget the famous Blancs Manteaux Market. The 3rd and 4th districts are also well known for their art galleries and designer exhibitions, and fashion boutiques, and it is the only part of Paris where shops remain open on Sundays. Thanks to its location and quality, this is a perfect investment for a lucrative seasonal letting and a great pied a terre in Paris.

Key Investment Points:


nt size="2" face="Verdana, Arial, Helvetica, sans-serif">-Sought after location.
-Ready to move into or rent out
-Very good value for money
-Rental income 8.67% for short-term lettings.

Asking Price: 315 000€ + 2.5% Finder’s Fee


***Paris, 3rd arr.: 1-bedroom approx. 53m²

Discover this tastefully renovated flat in a period building. Perfectly located in the Marais district, it is close to many art galleries, fine restaurants, and trendy bars. It is comprised of 53 sq/m and includes a 32-sq/m living space with open kitchen, a separate bedroom, and a luxury bathroom equipped with Jacuzzi bathtub. Thanks to its height (6th floor) and 10-sq/m balcony, this property is very bright and sunny with great views over the street and neighboring Haussmanian buildings. This is a charming pied-a-terre, and a very low risk investment due to exceptional location.

Asking Price: 514 000€ + 2.5% Finder’s Fee

***Paris, 4th arr.: Studio with mezzanine, approx. 17m²

Discover this adorable apartment in Paris’s 4th arrondissement- prime location for Parisians at heart, located on a very famous street in the Marais. The 4th arrondissement is known to be a very fashionable area, full of art galleries, independent fashion shops and markets as well as trendy bars and restaurants. Close by and 5 minutes on foot from the apartment is the tree planted ‘Place du Bourg Tibourg’, with a typically Parisian gathering area, and 2 minutes from the shops of Rue de Rivoli. The apartment comprises 17 sq/m and includes a large living area with open kitchen, 1 mezzanine with bed settings, and bathroom. This apartment is ideal for a’ pied a terre’ or to rent out.

Asking Price: 192 000€ + 2.5% Finder’s Fee

***Paris, 4th arr.: Studio, approx. 22m²

Discover the charm of the adored Marais quarter and this 22 sq/m studio flat. The premium area of Paris attracts more and more people thanks to its designer shops, art exhibitions, and innovative restaurants. A few minutes away on foot are the famous Bazar de l’hotel de ville (BHV), Pompidou centre and Picasso Museum. Ideal for a pied a terre to spend restful and enriching holidays in Paris, this flat is ready to move into. Also very lucrative for seasonal lettings, this flat can easily be rented for 500€ a week, with high occupancy rate.

Key Investment Points:

• Very sought after street
• Ready to move into
• Very fair price under market value
• Expected seasonal rental income: approximately 9.6%

Asking Price: 217 000€ + 2.5% Finder’s Fee

***Paris, 4th arr.: 1-bedroom , approx. 72m²

This lovely property is located on the lively rue de Rivoli in the historical area of St Paul. The entrance is directly on rue de Rivoli yet the apartment looks over the calmer rue du Roi de Sicile behind. Centrally located in the historical area of St Paul.

This 1 bedroom property is situated on the 4th floor of a beautiful Haussmanian building with exceptionally well maintained common areas and a live in caretaker. Installation of a lift is possible and will be discussed at the next co-ownership meeting.

Traditional features such as herring bone floor boards, mouldings and marble fireplaces, high ceilings, volume and light are the highlights of this extremely well situated property.

It consists of an entrance, a double living room with mirrored french doors (dining/living area + 2nd bedroom if necessary), master bedroom with fitted wardrobe, independent bathroom (with washer, basin and bathtub), hallway, good sized fully equipped eat-in kitchen, and separate toilet with washbasin.

Asking Price: 739 000€ + 2.5% Finder’s Fee  


French Propety LoanWhen you make a purchase as important as a piece of real estate in a foreign country, you want to know that you can trust the people you are dealing with. Adrian Leeds has developed a network of professionals that meet only the highest of standards. With the expertise and experience of Adrian and her team, you can depend on getting the best advice and support to feel completely confident that you are making an informed investment decision.

Let us help you secure a mortgage in France at a competitive interest rate. Visit for more information or contact [email protected]


1 square meter = 10.7639104 square feet

1 hectare = 2.4710538 acres

For more conversions, refer to:

Parler Paris Aprs Midi

Parler Paris Apres Midi

Come for a drink and to meet and chat with other readers in Paris…

The next gathering is January 13, 2009 and every second Tuesday of the month (except August).



Managing Your French Property Insider Subscription is Easy!

French Property InsiderWe receive many emails from French Property Insider Subscribers who want to change their email address, or update personal information. But did you know that you can make these changes yourself?

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4. On the Welcome Page, go to "Manage Your Account" and click on "Change Password/Edit Profile"

5. Once you’ve made the changes, scroll down to the bottom of the page and click on "Save Profile."


Of course, we’re always happy to help, so if you do need assistance, send an email to [email protected]


To access password protected pages: click on any of the links on the left panel of the home page of under "Subscriber’s Only," then type in your personal username and password.

Past issues of FPI are available on the website. You will find the
"Past Issues" link on the left under "Subscribers Only" or by going to

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Report, click on

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