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Mortgage Money Matters

Volume IV, Issue 1

The snow is coming down, but the newest Leaseback property on the beach at Crotoy has me thinking of the sun and surf! The beaches of Picardie and Pas-de-Calais don’t normally get much attention by North Americans, but should! Scroll down for a personal look at the little village of Crotoy and those adjacent for ideas on great retirement spots off the beaten tracks. Several properties on the market currently are noted for you to dream about.

On a serious note, money is the main theme of today’s French Property Insider…mortgage money, that is. GE MoneyBank shares with us their latest offerings and information to provide “Simple Solutions to Make Home Ownership in France Easy.”
I can remember when getting a loan for a property in France was a difficult task for a non-resident. Boy, has life changed! Now, we have banks competing fiercely with one another for the business. With that competition has come some very creative products and solutions that make it easier all the time. Plus, money is “cheap.” Interest rates are low, terms are getting longer, criteria is not so restrictive as before.
No matter what lender you’re interested in working with, be sure to let us help you process your loan and find the best solution for you. Feel free to visit https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/loan for a listing of the lenders we work with or email Adrian Leeds at [email protected] for her very competent assistance and advice.
Lots of great properties are up for auction this coming month. If you ever decide to test the bidding waters, let us help you monitor the auction “bougies.” Great bargains can be had, or just loads of fun.
Tomorrow morning I’m off for a weekend in Prague and hope to bring you back some “Czechered” tales. Everyone says it’s as beautiful as Paris…so it’s time I see it for myself, since I find it difficult to believe!
And before your week gets overbooked, be sure to note in your calendar Tuesday afternoon to come to Parler Paris Après Midi! See https://adrianleeds.com/wp-content/uploads/newsletters/parlerparis/apresmidi.html for all details.

A bientôt…

Adrian Leeds
Editor, French Property Insider
Email: [email protected]

P.S.If you’ve always dreamed of moving to France, starting a new life in Paris, enjoying a “pied-à-terre” of your own part of the year or perhaps investing in property in France, make your resolution to attend one of our upcoming power-packed conferences…

Living and Investing in France Conference
Paris
March 17 -19, 2006

Living and Investing in France Conference
New Orleans
May 26 -28, 2006

 
 
 
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Volume IV, Issue 1, January 5, 2006

In this issue:
* Beachfront Dreaming in Crotoy
* Changes to Term Insurance
* Mortgage Options for Every Budget
* Property Financing Information for Non-Residents in France
* Knowledge is Power — Upcoming Conferences
* Vive La France Show – January 20 – 22
* FPI Property Consultation, Search and Relocation Solutions
* Today’s Currency Update from Moneycorp
* Next Parler Paris Après-Midi: January 10
* Hot Property Picks: Comfortable Crotoy
* On the Auction Block January 24, 2006
* Leasebacks: Crotoy Residence de la Plage
* Classified Advertising: Last Minute January Deals…Monte Carlo Seaside…Leeds Marais Apartment!

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On the Baie de la Somme
By Adrian Leeds

Le Crotoy on the Baie de la Somme in Picardie is about two hours from Paris by car along the A16 first to Abbeville Nord and then in the direction of Saint-Valery sur Somme. From Paris you travel along small rolling hills, through farmland heavily planted with corn and wheat. During the summer months, the round bales of hay have been freshly rolled and sit symmetrically placed like checkers on a checkerboard awaiting their next move.
As you exit the
Autoroute onto the two-lane ro
ads, the scene is almost surrealistically pristine — colorful pots of flowers line the roads, manicured lawns and trees dress the eclectic style homes, bike paths parallel the motorway, no neon or billboards…just man-made landscaping “extraordinaire.”

The village is made up of small two-story houses, attached one to the other, landing directly onto narrow sidewalks, filling the knob of land that makes up Le Crotoy. A friend’s house was once a corner café and couldn’t be more centrally located as it’s directly across the street from the Town Hall. A few steps away is the main shopping street and within moments, you’re at the port, where you can buy fresh seafood just brought in that morning from “poissoneries” and roadside stands and where there is inevitably lots of activity at the outdoor cafés and restaurants.
I’ve lined up along with the locals to await our turn and take home enormous oily sardines to grill, large skate fins (stingray) to poach (“Raie au Beurre”), spicy “bulots” (sea snails) to dip into homemade “aioli” and gourmandize ourselves on an enclosed patio. By car, it’s easy to visit the nearby towns, one of which named “Le Touquet Paris-Plage” claims to have been the first “Paris Plage” for more than a century.
Neither Picardy (in French — Picardie) nor Pas-ce-Calais are regions of France many Americans are familiar with — certainly not as “on-the-beaten-track” as Provence or Normandy. I wouldn’t have known much about them myself if it weren’t for a street in my neighborhood named “rue de Picardie” or the “maison de village” a friend owns in the pretty little village of 2500 habitants — Le Crotoy on the Baie de la Somme.
Le Crotoy’s history was born at the same time as the sand on which it sits. During the Middle Ages, it was an active commercial port with routes between Abbeville, Amiens and Corbie, but the Hundred Years War ended that prosperity. Jeanne d’Arc was imprisoned there by the British in 1430 before crossing the bay toward Rouen. The castle where she was held was destroyed in 1674 by Louis XIV.
The Battle of the Somme was one of the largest battles of the First World War with more than one million casualties and was one of the first steps towards an eventual Allied victory in 1918. Jules Verne left Paris to set up a house in Le Crotoy, bought his first boat in Crotoy in 1867 (the “Saint-Michel”) and there wrote “20,000 Leagues Under the Sea.” Other French celebrities connected with Crotoy are Guerlain, the perfumer, Toulouse Lautrec, Colette and Anatole France.
Just north of Le Crotoy on the Channel are other towns of interest, just across the border into the region known as Pas-de-Calais — Berck-su-Mer and Le Touquet Paris-Plage.
BERCK-SUR-MER
Berck has a wide flat sandy beach and the largest amusement park (Bagatelle — just outside the town) in the area. In the 19th-century it was a fishing village of many artists who were inspired by the special quality of the light along the Côte d’Opale.” When Cholera epidemics afflicted the cities of Europe mid 19th-century, Berck gained a reputation for the healthy benefits of exposure to sea air and sea bathing from its wide sandy beaches, facing the bracing Channel breezes. Soon other invalids were being sent to benefit from the sea air and sea bathing as a cure. In 1869, Napoleon III’s wife, Empress Eugénie, opened the big Maritime Hospital, which still overlooks the sea like a huge barracks with iron balconies. Other “medical” institutes followed.
In Berck, it would follow suit that we saw dozens of people in wheelchairs, many motorized, scooting quickly along the special made paths just in tune with the traffic. The flat landscape makes it ideal for biking.
After the First World War, when poor miners began to have holidays, many came to Berck. They poured down by train (for a day-trip or a week’s stay) from the black mining towns of the north, and stayed in cheap accommodation near the sand dunes. Berck became a fun resort for working families, very different to posh Le Touquet just up the coast.
LE TROQUET PARIS-PLAGE
Le Touquet has a reputation as the most elegant holiday resort of northern France — the playground of rich Parisians, with many luxury hotels and claims to have been the first “Paris Plage” for more than a century. A beautiful, clean city with a vast white sandy beaches, Touquet has a number of cobbled streets with a variety of shops and expensive boutiques. Inland from the beach, the hotels, casino, bars, restaurants and expensive villas are spaced out amid acres of woodland. It also has a casino (actually the first one in France) and superb golf courses: “La Mer,” “La Fôret” and “Le Manoir.”
The resort was created in 1876 by the owner of the Paris newspaper, “Le Figaro,” Hippolyte de Villemessant. At the time, it was an area of wild sand dunes and forest — part of a hunting estate that later became known as “Paris by the sea,” and strict building regulations encouraged the most talented architects to create imaginative and innovative developments.
In 1903, a British syndicate bought the land, and sold properties to the rich from across the Channel. In the 1920’s Noel Coward and the “smart set” from England spent weekends here, and commissioned more outstanding villa designs echoing traditional and ultra-modern domestic styles.
All three coastal towns offer completely different architectural styles, people profiles and lifestyles. Any one you choose, however, makes a delightful vacation spot, for a weekend or a summer, and an inexpensive way to have a second home on the sea not far from Paris.

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Borrower’s Term Insurance
GE Money Bank

In order to offer a better quality of service, we have decided to revamp our Borrower’s Term Insurance to make it ‘stick’ to the French banking and mortgage markets.
You will find herewith the new terms and conditions to help you go through and better clarify this product almost unique to France. As you already know this product is a term insurance linked to the mortgage.
The main changes:
– Premiums are now calculated on the amount borrowed (and not on the outstanding capital),
– The rate will be calculated upon the age of the youngest borrower,
– Maximum cover with the Group policy is 1.2M euros (individual policy thereafter).

Terms and Conditions:

——————————-
Simple Solutions to Make Home Ownership in France Easy
From GE Money Bank

Maximum Loan to Value 80%
RATE CHART as from 1st January, 2006
FLEXICREDIT
Enjoy the freedom to manage your monthly repayments.
Benefit from an original financing solution divided into 2 phases.

A first phase with an interest-only payment. The monthly instalments include interest and optional term insurance premiums.
A second phase, during which you pay back capital and interest (repayment mortgage).
Manage your mortgage – At any time during the first phase, you have the possibility to repay the outstanding capital with no penalty.
5 years + 20 years – 3.70%
10 years +15 years – 3.70%

PROFIL’IMMO
Borrow the “smart way” and keep your freedom of choice.
Enjoy an outstanding level of freedom in your options.

Profil’Immo gives you the freedom to review the interest rate of your mortgage every 3 years with complete peace of mind by taking advantage of rate changes. (1)
Adjust your mortgage at your own pace
– within each 3 year period you have the possibility to increase or decrease your monthly repayment during a 12 month period
– at the end of each 3 year period, you have the possibility to repay a part of your mortgage with no penalty (2).

35% deposit – 15 years, 20 years or 25 years – 3.30%
20% deposit – 15 years, 20 years or 25 years – 3.60%
EVOLUTO & ACCESSIS
Benefit from a competitive low rate for your property purchase.
Take advantage of low interest rates while securing your risk if interest rates rise.

In addition to an initial competitive low rate, you can benefit from any future drops in interest rates. Your monthly instalment remains unchanged but the term of your mortgage may be shortened. A faster amortization means a lower total cost for your mortgage. No surprises if interest rates rise! The contract sets a ceiling for your monthly instalments and the maximum duration of the loan, keeping you on firm ground to control your budget.
Switch to a fixed rate whenever you want.
You are free to switch to a fixed rate at any time with no additional fee.

Less than 150,000 Euros
35% deposit – 15 years, 20 years or 25 years – 2.80%
20% deposit – 15 years, 20 years, 25 years – 3.10%
IMMODULABLE
Manage your budget with total security.
Benefit from the security of a fixed rate.

Secure your budget by opting for a fixed rate on a fixed term with an outstanding freedom to manage your mortgage.
Take advantage of flexible repayments
After 24 months you have the option to increase or decrease your monthly payment for the following 12 months (within the terms set in your loan contract).

– Your income has increased? You can increase your monthly repayment and therefore reduce the duration and total cost of your mortgage.
– Planning a major purchase in the coming year or your outgoing is too high? You have the possibility of decreasing your monthly repayments.

Note:
(1) At the end of the initial fixed rate 3 year period you can choose among 3 options: 1. continue over another 3 year fixed rate period with a rate indexed to a 3 year commercial paper rate. With this option you will benefit from the same 3 options at the end of this 2 or 3 year period. 2. Switch to a fixed rate (final) until the end of your loan contract. New rate is calculated upon the last known end of month long term private sector rate. 3. Switch to a variable rate with the option to then switch to a fixed rate (final). Rate is indexed to a 1 month Euribar.
(2) Partial early redemption of minimum 10% and up to 30% of the outstanding capital.
Conditions applicable as on 01/01/2005 to residential mortgages for individuals subject to GE Money Bank’s acceptance of mortgage application as well as term insurance cover acceptance for the amount borrowed. Documentation with no contractual value.
A property appraisal is carried out by GE Money Bank in most instances. The purpose of this appraisal is for internal risk assessment only
and the results are not
released to applicants.

GE Money Bank is a responsible lender and when considering an application for borrowing, all financial circumstances will be appraised.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
If Sterling is not your National currency, the equivalent in your national currency of your liability under a euro mortgage may be increased by exchange rate movements.
French mortgages are not regulated by the Financial Services Authority.
——————————-
The Lending Criteria for Non-Resident Customers
From GE Money Bank

Currency: EUROS
Maximum loan: Maximum 80% of the purchase price or property value, whichever is the lower (including Estate Agent fees).
Minimum loan amount: 21,500 Euros
Minimum purchase price: 27,000 Euros
Security required:
– First legal charge over the French property
– Lien or security on an investment (in France)
– Guaranty from specialised insurance company
– Bank guaranty (from a bank in France)

Mortgage type: Interest-only and/or Repayment
Mortgage Term: 8 to 25 years – depending on the scheme
Loan arrangement fee: 1% of the amount borrowed subject to a minimum of 900 Euros.
Location of property: Mainland France – excluding Corsica and French Overseas Departments and Territories.
Method of payment: Monthly direct debit in Euros on all schemes from a French bank account held in France
Borrower’s term assurance: GE Money Bank requires all customers to take out life assurance to cover 100% of the amount borrowed for the duration of the loan as well as Building & Contents insurance on the property.
Note:
Conditions applicable as on 01/01/2005 to residential mortgages for individuals subject to GE Money Bank’s acceptance of mortgage application as well as term insurance cover acceptance for the amount borrowed. Documentation with no contractual value.

A property appraisal is carried out by GE Money Bank in most instances. The purpose of this appraisal is for internal risk assessment only and the results are not released to applicants.
GE Money Bank is a responsible lender and when considering an application for borrowing, all financial circumstances will be appraised.
GE Money Bank is a responsible lender and when considering an application for borrowing, all financial circumstances will be appraised.
Your home may be repossessed if you do not keep up repayments on your mortgage.
——————————-
Editor’s Notes: To contact GE MoneyBank:
International Mortgage Department
http://www.mortgage-in-france.com/
[email protected]
Tel.: +33 158 133 866
Fax: +33 158 132 616

Philippe VASSEUR
Head of International Mortgage Market
[email protected]

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Upcoming Conferences
Living and Investing in France Conference
March 17 – 19, 2006
Chez Jenny, Paris

 
 
Living and Investing in France Conference
May 26 – 28, 2006
Sheraton, New Orleans

 
 
WHY WE CHOSE NEW ORLEANS
There are more reasons than we can count for why we chose to hold this important event in the U.S. city that came close to total destruction this past year.
First of all, we love New Orleans. It’s Adrian Leeds’ home town with a heritage that dates back to the Spaniards who settled there to the French who turned it into the country’s most cultured and fun-filled city. It’s one of the most visited U.S. cities, is host to such important events as the Mardi Gras and the Jazz Festival, has centuries of history not to mention great food, music and art.
The devastation it suffered has touched the hearts of people worldwide. We want to show our complete support to rebuild New Orleans to even better heights by bringing back tourism to the city’s economy as quickly as possible. This is one vital way to achieve that goal. We urge you to come and join forces with us in these efforts!
Or contact Project Manager Schuyler Hoffman at [email protected]/parlerparis to be put on a special mailing list.
THE ART OF TROMPE L’OEIL SEMINAR
Paris
NEW DATES: May 15 – 19, 2006
Chateau de Saint-Loup

The Art of Trompe l’Oeil Workshop originally scheduled for December 29 – January 2, has now been postponed until May 15 – 19, 2006, and will be held at the fabulous Chateau de Saint-Loup. Join a unique community of artists, engaging in hands-on painting and conversation with internationally renowned trompe l’oeil muralist and educator, Yves Lanthier. An award-winning artist, Yves has created large oil paintings and elaborate trompe l’oeil that adorn the ceilings and walls of many East Coast mansions and Palm beach estates, including Celine Dion’s estate in Jupiter, Florida
 
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Vive la France Show
January 20 to 22, 2006
London, Olympia

The new, revamped Vive La France Show is the biggest French Celebration on this side of the Channel!
HOT OFF THE PRESS!
NEW – In addition to Brasserie Roux, Club Gascon, Le Gavroche and Le Manoir aux Quat’Saisons Salon de Thé, newcomer Mon Plaisir – London’s oldest French restaurant – will be serving you scrumptious dishes at the show. Delicious!
NEW – Enjoy what the French refer to as “The 7th Art.” International French Language Channel TV5 will be hosting a mini-cinema at Vive La France just for you — bonbons anybody?
NEW – France is renowned for its stylish design and our new interior style area will showcase some of its most eclectic examples – from Maison de Famille’s roomsets to Casapop’s sexy apron creations complete with beads, frills and lace!
Have you ever tried a glass of William Pear’s or blackberry cordial? Come to the show and try the world’s most flavorsome blackcurrant variety from award-winning Merlet & Fils, all the way from Poitou-Charentes.
Also… Beauty and style tips from our fashion gurus on the catwalk; Celebrity Chefs including Raymond Blanc or hot-blooded Jean-Christophe Novelli; Irresistible Chocolate and Champagne Seminars; The UK’s biggest French Property Exhibition; Superb gifts including a free trip to France with SeaFrance, a refreshing gift from Kronenbourg and much more! Treat yourself or your friends and family this side of Christmas: secure your tickets now and save £2 per person Have a fabulous Christmas and see you at the show!
Open 9:30 a.m. to 6 p.m. daily
Box Office: 0870 380 0144
http://www.vivelafrance.co.uk

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FPI Property Consultation, Search and Relocation Solutions
Let French Property Insider expert property consultants find your dream home in France for you. We consult with you to help you make the best decisions, ferret out the finest properties to meet your criteria, schedule the visits and accompany you, negotiate with the agencies and owners, recommend the notaires and other professionals, schedule the signings and oversee the purchase with you from start to finish! You could never do it so easily on your own. Let us take the time and effort off your hands.
FPI Offers More Relocation Solutions!
Let our experienced relocation expert help make your move easy and hassle-free. We offer complete property and relocation services normally only provided by employer hired relocation firms…but at a price much more affordable for individuals.
Solution #1: Property Consultation and Search Services
Solution #2: Purchase Assistance
Solution #3: Getting a Mortgage in France
Solution #4: Property Appraisal Service
Solution #5: The “Après Vente”

Apartments for Rent: Long-Term

To book your services, click here:
https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/booking.html

To download a free brochure, click here
https://adrianleeds.com/wp-content/uploads/newsletters/parlerparis/services/fpibrochure.pdf

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TODAY’S CURRENCY UPDATE

Visit the FPI Web site and click on the link on the left panel “Click Here for Currency Convertor by Moneycorp Global Money Services” for up to the minute conversions of all major currencies.
Compare currency
values easily and quickly by visiting:
https://adrianleeds.com/frenchproperty/loan/moneycorpconvertor.html

Charts http://www.Moneycorp.co.uk/members/charts.asp The charts below are updated every ten seconds.
The prices shown are “inter bank” exchange rates and are not the rates that you will be offered by Moneycorp. Your rate will be determined by the amount of currency that you are buying. Please speak with an Moneycorp dealer or your consultant for a live quotation.
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Parler Paris Après-Midi
https://adrianleeds.com/wp-content/uploads/newsletters/parlerparis/apresmidi.html

NEXT MEETING: January 10, 2006 AND EVERY SECOND TUESDAY OF THE MONTH, 3 p.m. to 5 p.m.
This is your opportunity to meet every month, often with local
professionals who can answer your Working and Living in France questions. You are invited to come for drinks and share your questions and comments about what it takes to create a life here, own property and enjoy what France has to offer. It is also an opportunity to network with other Parler Paris readers.

Upstairs at La Pierre du Marais
96, rue des Archives at the corner of rue de Bretagne, 75003 Paris
Métro Lines 9, 3 et 11, stations Temple, République or Arts et Métiers

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HOT PROPERTY PICKS: Comfortable Crotoy
Each week French Property Insider features a range of properties which we believe are on the market at the time of writing. These properties are featured in order to give readers a sample of what is currently available and a working example of prices being asked in various regions of France and districts of Paris.
As we are not a real estate agency. These properties do not constitute a sales listing. For those readers seriously interested in finding property in Paris or France. you can retain our services to do the whole thing for you. For more information, visit https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/propertyconsultation.html
*** Crotoy, House, approx. 195m²
A beautiful, quiet house in perfect condition. With large living room, fully equipped kitchen, 2 bedrooms, bathroom, toilet, terrace, garage, cellar and lovely garden.
Asking Price: 370,000 Euros + 2.5% Finder’s Fee
 
 

*** Crotoy, House, 5 rooms
By the sea, this comfortable house has a large living room with a fireplace, equipped kitchen, 5 bedrooms, plus a terrace and garage all on a 2500m² lot.
Asking Price: 365,000 Euros + 2.5% Finder’s Fee
 
 

 
 
 
 
 
*** Crotoy, House, approx. 110m²
Two minutes from Crotoy. Entry, living room, corner kitchen, separate bathroom, toilet, 3 bedrooms, terrace and garage.
Asking Price: 244,000 Euros + 2.5% Finder’s Fee
 
 
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Paris Auctions
http://www.encheres-Paris.com

Next sessions: January 24, 2006 at 2 p.m.
Notaires de Paris
Place du Châtelet
12 avenue Victoria
Paris 1st

Additional information on Les Ventes aux Enchères des Notaires can be found on the website at http://www.encheres-Paris.com/ Though the site has a button for an English version, it isn’t reliable to work.
To read Schuyler Hoffman’s article about the property auctions in Paris, click on:
https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/subscribersonly/articles/auctions1.html

House 49.53 m² + Garden + Court
13-15 rue des Fêtes
75019 PARIS
Opening Bid: 275,000 Euros
Deposit: 55,000 Euros
2 rooms, 54.2 m²
23 rue Campagne Première
75014 PARIS
Opening Bid: 451,000 Euros
Deposit: 90,200 Euros
2 rooms, 46.9m² rented
59 bis rue du Moulin Vert
75014 PARIS
Opening Bid: 231,000 Euros
Deposit: 46,200 Euros
2 rooms, 36.9m²
37 rue Sauffroy
75017 PARIS
Opening Bid: 110,000 Euros
Deposit: 22,000 Euros
House 207 m² with a lot of 429 m²
122 avenue Daumesnil
75012 PARIS
Opening Bid: 190,000 Euros
Deposit: 38,000 Euros
2 rooms, 26m²
9-11 rue de Thorigny
75003 PARIS
Opening Bid: 95,000 Euros
Deposit: 19,000 Euros
3 rooms, 67.2 m² + box
60 rue Stendhal
75020 PARIS
Opening Bid: 210,000 Euros
Deposit: 42,000 Euros

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LEASEBACK NEWS FROM IMOINVEST
https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/sales/leasebacks/lb_list.php
CROTOY RESIDENCE DE LA PLAGE
France, Brittany / Normandy, Crotoy

NEW LISTING
Studio 30m² to 30m² Euros 144,000 to Euros 152,000
One Bedroom 30m² to 48m² Euros 162,000 to Euros 270,000
Two Bedrooms 44m² to 61m² Euros 257,000 to Euros 350,000
Three Bedrooms 79m² to 79m² Euros 366,000 to Euros 375,000

LEASEBACK PROPERTY

GUARANTEED RENTAL INCOME UP TO: 3.67%
OCEAN VIEWS FROM BEACH FRONT HOME
Situated along one of the most beautiful bays in the world, this seaside resort looks over the vast Atlantic and the soothing Baie de Somme. Tenants and owners alike will enjoy direct access to the charming port, the town center, the park and the beach. Located between Boulogne and Dieppe, Le Crotoy is on the coast of Normandy, only 2 hours from Paris and offers tradition and authenticity that is unmistakable in this region. The area is extremely lively throughout the year and it attracts international travellers. Le Crotoy is irresistible for its scenic coastline, delicious cuisine and historic quality; truly the perfect holiday getaway and without a doubt a solid investment location!
This new build development is designed in a Crotois style, in keeping with the same architecture presented along the Emerald Coast of Brittany and Normandy beaches. Residence de la Plage will be an enclosed estate within landscaped gardens. The residence will be comprised of 87 units with 75 apartments and 12 houses, divided in 2 clusters, with underground parking and spacious balconies. Interiors present glass walls, large skylights and spacious living areas. The underground parking facilities are linked to the residence by an elevator. Features include: heated outdoor and indoor swimming pools as well as many local leisure activities including, sailing, yachting, fishing, hunting, sports and cultural events.
Take advantage of a solid investment opportunity that affords investors the chance to benefit from all aspects of the French leaseback property scheme. Owners will acquire an extremely strong asset and enjoy capital growth during the life of the lease. Holiday options allow owners the luxury of vacationing within their own residence while at the same time earning a guaranteed rental income for a minimum of nine years. Investors may also opt to sign away that right in return for a higher rental income. As always with new developments, demand is strong and this particular property has good permanent buy-to-let potential. Please inquire as soon as possible in order to avoid availability issues, as this property will sell out fast!
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SEEKING A MORTGAGE IN FRANCE?
Let us help you secure a mortgage in France with interest rates as low as 3%. Visit https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/loan for more information.
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INSIDER PARIS GUIDES DISCOUNT FOR
FPI SUBSCRIBERS

Don’t forget that with your FPI subscription you are entitled to a discount
on the purchase of any Insider Paris Guides. You’ll find detai
ls of the guides at http://www.insiderparisguides.com/. When ordering, a box will pop up allowing you to enter the following username/password

Order more than one guide at a time and you will receive an additional discount!

Username: propertyinsider Password: liveinfrance

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THINGS YOU NEED TO KNOW

To access password protected pages: click on any of the links on the left panel of the home page of FrenchPropertyInsider.com under “Subscriber’s Only,” then type in your personal username and password.

Past issues of FPI are available on the website. You will find the
“Past Issues” link on the left under “Subscribers Only” or by going to
https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/members/content/pastissues/index.html

To receive your free French Leaseback Report or the Paris Property
Report, click on
https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/members/content/reports.html

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HELPFUL CONVERSIONS FOR REAL ESTATE

1 square meter = 10.7639104 square feet

1 hectare = 2.4710538 acres

For more conversions, refer to: http://www.onlineconversion.com/

==== CLASSIFIED ADVERTISING ===

==APARTMENT RENTAL==

Last minute rental bargains!
Take advantage of these apartment rental bargains from Parismarais.com and enjoy the Paris winter sales! Prices in effect starting January 7, 2006.
*** Studio with king size bed, delightful decor on popular Rue Charlot — only 75 euros per night instead of 120 euros
*** Suite for 4 – enjoy 700 square feet near Pere Lachaise — only 120 euros per night instead of 160 euros
*** Large studio with marble bathroom, including a tub with hydrojets — only 100 euros per night instead of 130 euros
Plus more apartments at 30% off!
Visit http://www.parismarais.com/visit-our-flats.htm
Be sure to mention “FRENCH PROPERTY INSIDER SPECIAL OFFER” to get these rates when booking online.

==APARTMENT RENTAL==

Monte Carlo Seaside

Located at the french border of the principality of Monaco in Roquebrune Cap Martin, this big one bedroom flat of 600 square-feet with a terrace can easily accommodate one couple + one extra adult on a convertible sofa. Fully equiped kitchen, marble bathroom, security doors, pure silence, fresh sea breeze, direct access to the quiet private beach at 200 meters, 5 minutes to Monte Carlo train station or bus stop, easy access from Nice international airport and Monte Carlo train station. Bike, motorbike and car rental available on request.
600 Euros/week Winter Months
800 Euros/week from Easter through Summer Months

==APARTMENT RENTAL==

Leeds Marais Apartment

Located in a 17th century Le Marais Hotel Particulier, this 70 square meter two-bedroom apartment with lots of light is nicely furnished and is perfect for up to four people when rented in its entirety or a single woman in the freshly renovated guest room when owner Adrian Leeds is there.
Pictures and more details available at
https://adrianleeds.com/wp-content/uploads/newsletters/parlerparis/apartments/rentals/leeds.html


==APARTMENT RENTALS==

For all short term rental apartments in Paris, take a look at https://adrianleeds.com/wp-content/uploads/newsletters/parlerparis/apartments or https://adrianleeds.com/wp-content/uploads/newsletters/frenchproperty/insider/longterm.html for long term apartments.

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Copyright 2006, Adrian Leeds Group, LLC

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